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Our Mission

To help our clients understand, identify and effectively implement the best Consumer Directed Health Care solutions available.

Consumer Directed Health Care (CDHC) controls skyrocketing health care costs for individuals and organizations alike and is rapidly replacing managed care and health maintenance organizations (HMOs).  CDHC pairs much less expensive high deductible health insurance with tax-free Health Savings Accounts (HSAs) and converts insurance savings into privately owned tax-free money (HSA contributions) that ensure access to affordable, quality health care and a more secure retirement future!  This combination also eliminates most artificial and restrictive barriers to accessing health care.

Moreover, using Health Savings Accounts in combination with Defined Contribution Health Insurance Plans significantly reduce an organizations forward looking health benefit financial risk.

Go To Presentations

What We Do!

Efficiently transitioning to CDHC and Defined Contributions Health Plans while maximizing potential benefits isn't always easy, especially in an employment environment.  Selecting the right products and plan designs, and effectively implementing your new health benefit strategy will require a tremendous amount of planning and most importantly education (see What We Can Do For You).

Our Experts can help you understand, identify and effectively implement the best Consumer Directed Health Care solutions available, in particular Health  Savings Accounts combined with a more affordable Defined Contribution health benefit strategy.

Presentations: Follow the links below to see short web based presentations (requires PowerPoint or PowerPoint Viewer - download PowerPoint Viewer Here):

• Consumer Directed Health Care: A fairly comprehensive overview of Consumer Directed Health Care concepts and some specifics regarding HSAs.

• Health Savings Accounts (HSAs) to learn about Health Savings Accounts specifically.

Also go to:

• Our Insurance Page where one begins the process of finding HSA qualifying affordable health insurance and discover other money saving ideas for health insurance such as Defined Contribution health plans for employers.

• Our HSA Page where this subject is covered in far more detail.

• A review of the Rand Health Insurance Experiment to learn some of the very compelling experimental data in support of Consumer Directed Health Care.

Date this page last edited: Tuesday, January 29, 2008