HRAs
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The creation of Health Savings Accounts has made Health Reimbursement Arrangements (HRAs) a far less attractive option for most employers.

  • Because employees don't own the monies, HRAs have lower perceived value.
  • The additional cost and overhead associated with designing HRA plans, as well as the ongoing cost of substantiating reimbursements and managing the funds are significant.

Still, for some companies, Health Reimbursement Arrangements (HRAs) may make sense.

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