Making wise choices requires access to accurate cost and quality
information in advance of the decision to purchase. This is often referred to as
price and quality transparency. In health
care, shopping around in advance can be quite challenging, but as
more people begin to demand price and quality information, you can bet that the
market will respond.
Health Savings
Accounts and Health Reimbursement Arrangements empower consumers to chose
their own health care providers and
the services they will receive. With HSAs, day-to-day care is primarily paid for out of personal funds
and money left unspent is theirs to keep for future needs; so HSA consumers
definitely want the most
value for their
health care dollar.
Value is often described as a balance between cost, quality and need.
If
one is buying socks, it may make more sense to buy inexpensively
in bulk at a warehouse
store rather than at a high-end
clothing store.
On the other hand, if you really need a great looking outfit for a
critically important business meeting, shopping off-the-rack at a wholesale
store might not be the best choice? Some people will make different
choices under the same circumstances. Whatever the case, with consumer directed
health care you make these decisions.
The start pages on the left (physicians, pharmaceuticals, etc.) are designed to
help educate consumers on how to save money and still get high quality
health care.
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(Under
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